“Mark and Jodie were exceptional. They gave us quality, trusted advice at every step of the process.”
The mortgage, sorted. The keys, yours.
Friendly, award-winning mortgage and protection advice from a Basingstoke team that searches thousands of deals so you don't have to. Your first appointment is free.
What would you like help with?
Free, no-obligation advice. Face to face, video or phone.
Advice for every stage of home ownership
First-time buyers
Buying your first home is a big step. We explain every stage, find lenders that suit your deposit and stay with you until you have the keys.
Your first-home guideRemortgaging
Don't drift onto a standard variable rate. Lock in a new deal up to six months early.
Explore remortgagingMoving home
Port your deal or start again. We'll compare both and keep your chain on track.
Moving home SpecialistSelf-employed
Lenders who understand dividends, retained profits and day rates.
Self-employed mortgagesLater life & equity release
Lifetime and retirement mortgages, explained without pressure and with your family involved.
Later-life lendingProtection
Life, critical illness and income protection, so your home is safe whatever happens.
Protect your homeSpecialist lending
No-deposit mortgages, commercial property and foreign national mortgages.
Specialist mortgagesRun the numbers
Borrowing, repayments, stamp duty and remortgage savings in one place.
Open calculatorsA broker who actually picks up the phone
Our clients say the same thing again and again: we're responsive, we explain things clearly, and we make the hard parts look easy. "What seemed impossible to us was just another day at the office for them."
- Thousands of deals searched for youWe compare products from the main lenders to find the right fit, not just the headline rate.
- Free initial consultationA typical fee of £295 that never exceeds £1,000, confirmed before you commit to anything.
- Meet the way that suits youFace to face at our Chineham office, by video call or by phone.
- We stay with you after completionWe'll remind you before your deal ends and review your cover as life changes.
Four steps from first call to front door
No jargon, no surprises. You'll always know what's happening next and who's handling it.
Free discovery call
A relaxed 30-minute chat about your plans, your income and what you can comfortably afford.
We search the market
We compare thousands of deals and recommend the one that fits, with the reasons explained.
We handle the paperwork
Application, valuation, underwriters and solicitors. We chase so you don't have to.
Keys, and beyond
Completion day, then a reminder before your deal ends so you never pay more than you need to.
How much could you borrow?
Move the sliders for an instant guide. Most lenders lend around 4 to 4.5 times income, and some go higher for the right client.
186 five-star reviews and counting
Named the Best Mortgage Broker in Basingstoke & Deane
The 2026 Quality Business Awards ranked MDJ Mortgages the top broker in the borough, with quality ratings above 95% for satisfaction, service, reputation and quality. It's our third award in three years.
Fixed rate ending in the next 12 months?
Tell us when your deal ends. We'll get in touch six months beforehand so you can lock in a new rate before you roll onto your lender's standard variable rate.
Refer a friend, get a £50 Amazon voucher
Know someone who needs mortgage or protection advice? You'll receive a £50 Amazon voucher for every referral that completes with us. It's our way of saying thank you.
Things people ask us first
Can't see your question? Call 01256 518318 or send us a WhatsApp. We reply quickly.
All FAQsHow much does your advice cost?
Your first appointment is free. If we arrange your mortgage there may be a fee. We typically charge £295, and it will never exceed £1,000. We'll confirm the exact amount before you commit to anything.
How much can I borrow?
Most lenders start with your income and existing commitments. Your credit history, deposit size and mortgage term all affect the final figure. Our borrowing calculator gives a quick guide, and a free call gives you a real one.
What is a decision in principle?
It's an indication from a lender of how much they may lend, based on the information you provide. It isn't a guarantee: a full application can still be declined or offered at a lower amount. It does show estate agents you're a serious buyer.
Can you help if I'm self-employed?
Yes. We regularly help sole traders, company directors and contractors. Some lenders accept a single year's accounts, and others assess retained profit or day rates. Read more.
Let's find your mortgage, together
Book a free 30-minute discovery call with Mark. We'll tell you honestly what's possible and what it will cost.