The small print, made clear

Our fees

Your initial appointment is free. There may be a fee for arranging your mortgage, and the precise amount will depend on your circumstances. We typically charge £295, but this will not exceed £1,000. We will confirm the fee at your initial appointment, before you commit to anything.

There may also be a fee for equity release advice, which will be disclosed at your initial appointment.

Regulatory information

MDJ Mortgages Limited is an appointed representative of Stonebridge, a trading style of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.

• Stonebridge Mortgage Solutions Limited, Regency House, Miles Gray Road, Basildon, Essex, SS14 3FR. Registered in England and Wales, number 5601592.
• MDJ Mortgages Ltd, registered in England and Wales, company number 12499356. Registered address: 28 The Topiary, Lychpit, Basingstoke, Hampshire, RG24 8YX.
• Office: Grove House, Lutyens Close, Chineham Court, Basingstoke, RG24 8AG.

You can check our details on the Financial Services Register.

Complaints procedure

We want you to be happy with our service. If you're not, please let us know. Complaints are handled by our principal firm:

If you are not satisfied with the final response, you may be able to refer your complaint to the Financial Ombudsman Service.

Risk warnings

• Your home may be repossessed if you do not keep up repayments on your mortgage.
• Early repayment charges may apply if you repay your mortgage early or switch during a deal period.
• Equity release may involve a home reversion plan or lifetime mortgage secured against your property. It will reduce the value of your estate and may affect your entitlement to means-tested benefits.
• Not all buy-to-let and commercial mortgages are regulated by the Financial Conduct Authority.
• Calculators on this website provide illustrations only and are not an offer of credit or financial advice.

Fraud alert

We will never ask for your bank details in relation to paying your deposit. Your solicitor may request payments directly, but always confirm independently, preferably by phone, before you transfer any funds.

Privacy notice

We collect and use your personal information to provide mortgage, protection and equity release advice, to communicate with you and to meet our legal and regulatory obligations. We only share your information with lenders, insurers, our principal firm and other parties where it's needed to provide our service, or where the law requires it.

You have the right to access, correct or ask us to delete your personal data, and to object to how we use it. To make a request, email mark@mdjmortgages.com. Our full privacy policy is available on request.

Cookies

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