“Mark and Jodie were exceptional. They gave us quality, trusted advice at every step of the process.”
Remortgage advice
Your deal is ending. Your options aren't.
When a fixed rate ends, most lenders move you onto their standard variable rate, which can add hundreds of pounds a month. We'll find you a better deal, often months before your current one runs out.
Why remortgage with us
More than a rate check
Your current lender will probably offer a product transfer. Sometimes it's the right choice, sometimes it isn't. We compare it honestly against the wider market.
- Product transfer versus switchingWe compare your lender's offer with thousands of other deals and explain the difference.
- Lock in earlyMany lenders let you secure a rate up to six months ahead, and we keep watching in case rates fall.
- Release equityRaise money for home improvements or to consolidate debt, with the risks clearly explained.
- Review your protectionRemortgaging is a great time to check your life cover, and it can sometimes save you money.
Never miss your renewal date
Tell us when your deal ends and we'll get in touch six months before, so you're never left on the standard variable rate.
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Reasons to remortgage
It's not just about a lower rate
Lower payments
Move off the standard variable rate onto a better deal.
Home improvements
Raise funds for an extension, loft or new kitchen.
Life changes
Remove or add someone to the mortgage after a separation or marriage.
Change your term
Pay it off sooner, or lengthen your term to ease monthly costs.
In their words
Read the reviews
Rated 5.0 by 186 clients
“What seemed impossible to us was just another day at the office for them.”
“They are responsive, proactive and really know their stuff.”
Remortgage FAQs
Before you switch
When should I start looking?
Around six months before your current deal ends. Many lenders let you secure a new rate that far ahead, and you can usually switch to a better one if rates fall before completion.
Will I pay early repayment charges?
Only if you leave before your current deal ends. We'll check your exit fees and tell you whether switching early is worth it.
Is a product transfer easier?
Often, as there's usually no new affordability check or valuation. But it limits you to one lender's rates, so it's worth comparing.
Will remortgaging affect my credit score?
A full application involves a credit check, which leaves a footprint. We use eligibility checks first where possible to avoid unnecessary searches.
Free, no-obligation advice
Let's find your mortgage, together
Book a free 30-minute discovery call with Mark. We'll tell you honestly what's possible and what it will cost.