“Mark and Jodie were exceptional. They gave us quality, trusted advice at every step of the process.”
Moving home mortgages
Upsizing, downsizing, moving on
Selling and buying at the same time is a juggling act. We'll sort the mortgage side, compare porting with starting fresh, and keep everything moving with your chain.
Your options
The right move for your mortgage, too
If you're part-way through a fixed rate, leaving it can mean early repayment charges. Porting might avoid them, but it isn't always the cheapest option. We'll work out which is right for you.
- Porting your existing dealTake your current rate with you and avoid early repayment charges. Any extra borrowing is usually on a new product.
- A brand-new mortgageSometimes paying an exit fee is worth it for a better rate or more flexible lender.
- Borrowing moreWe'll check affordability up front so your offer is strong.
- Bridging the gapSpecialist options if your purchase completes before your sale.
| Port your deal | New mortgage | |
|---|---|---|
| Early repayment charges | Usually avoided | May apply |
| Choice of lender | Your current lender | Thousands of deals |
| Extra borrowing | Often a separate product | One simple mortgage |
| Affordability check | Yes, reassessed | Yes, full application |
| Best when | Your rate is low and fees are high | Rates have fallen or you need flexibility |
A general comparison. We'll show you the actual costs for your situation.
How it works
Keeping your move on track
01
Review your deal
We check your current mortgage, any exit fees and whether porting is possible.
02
Set your budget
An agreement in principle before you list, so you're ready to offer.
03
Apply and value
We submit the application and arrange the valuation as soon as your offer is accepted.
04
Complete together
We coordinate with your solicitor so your sale and purchase line up on the day.
In their words
Read the reviews
Rated 5.0 by 186 clients
“What seemed impossible to us was just another day at the office for them.”
“They are responsive, proactive and really know their stuff.”
Free, no-obligation advice
Let's find your mortgage, together
Book a free 30-minute discovery call with Mark. We'll tell you honestly what's possible and what it will cost.