Not everyone fits a lender's standard criteria. No deposit, a commercial property, a visa or an unusual income: we know the specialist lenders and how to build a strong case.
A small number of lenders now offer 100% mortgages to eligible buyers, often with a strong rental history standing in for a deposit. Others use a family member's savings or property as security.
Buying premises for your business, a mixed-use building or a commercial investment? Commercial lending works differently, and preparation is everything.
Living and working in the UK on a visa? Many lenders will help, and requirements for residency, deposit and visa length vary widely.
Part-and-part mortgages, multiple income streams, past credit problems or later-life borrowing. If your situation needs a closer look, we'll give it one.
Not all buy-to-let and commercial mortgages are regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.
A declined application can leave a mark on your credit file. We research lender criteria thoroughly before applying, so your case goes to the lender most likely to say yes.
Book a free 30-minute discovery call with Mark. We'll tell you honestly what's possible and what it will cost.